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about_us [2019/01/06 14:55]
tom
about_us [2023/08/25 11:59] (current)
tom
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 {{ logo.png|Logo}}**  {{ logo.png|Logo}}** 
  
-The Connolly Report** (about dividend growth common stocks) has been published since 1981 by Thomas. P. Connolly, B.Com ('64). The ideas about the strategy are on-line now inside dividendgrowth.ca  It is blog of a few pages a month plus links, special one page White Paper summaries now and then, and a lot of dividend growth data. +The Connolly Report** (about dividend growth common stocks) has been published since 1981 by Thomas. P. Connolly, B.Com ('64). The ideas about the strategy are on-line now inside dividendgrowth.ca  It is blog of a few pages a month plus links, special one page White Paper summaries now and then, and a lot of dividend growth data. The entire Graham data and explanations mentioned in Rob Carrick's July 2020 column is there too. This blog will continue into 2024 and hopefully beyond. Access is $50. This is a one time fee. Some ten years of blog, reports and dividend data are inside. You are paying for this and the strategy developed over forty two years of research and practice. 
-This blog will continue well into 2019. Access is $50. Some ten years of blog, reports and dividend data are inside. You are paying for this and the strategy developed over thirty years of research and practice. The strategy of dividend growth investing could easily earn you a higher than market returns, in the area of 12% eventually, if properly executed. A lot depends upon the kind of person you are. A patient, disciplined person will succeed. If you seek promises of instant success, high yields and a list of stock recommendations, to put it bluntly, go somewhere else. We provide ideas and data: you decide. I follow the principles of the old masters: John M. Keynes, Ben Graham, Arnold Bernhard, Philip Fisher, Stephen Jarislowsky and Warren Buffett. Modern portfolio theory is rejected. We do not mention beta. Risk is not volatility and can't be diversified away. As intrinsic value grows, equities become less risky than bonds. In the main, dividend growth drives capital growth. ♣ Our most recent data sheet (Dec 1st 2018) has 35 dividend growth stocks with year-by-year dividend data for the last decade, plus price in 2008 and 2018 and CAGR of both dividends and price, much like Rob Carrick's column, as evidence that as the dividend grows, so does the price. This is the secret of what we do: it is a double double. Income goes up, capital grows too. $50 gets you access to my 38 years of research. **dividendgrowth.ca** will remain open for at least another year.+
  
-To hook you up for access our daughter Denise needs+The strategy of dividend growth investing will progressively earn you a higher than market returns, in the area of 12% eventually, when properly executed. A lot depends upon the kind of person you are. A patient, disciplined person will succeed. If you seek promises of instant success, high yields and a list of stock recommendations, to put it bluntly, go somewhere else. We provide ideas and data: you decide. I follow the principles of the old masters: John M. Keynes, Ben Graham, Arnold Bernhard, Philip Fisher, Stephen Jarislowsky and Warren Buffett. Modern portfolio theory is rejected. We do not mention beta. Risk is not volatility and can't be diversified away. As intrinsic value grows, equities become less risky than bonds. In the main, dividend growth drives capital growth. ♣ Our most recent data sheet has some 30 dividend growth stocks with year-by-year dividend data for the last decade, plus price in 2011 and 2021 and CAGR of both dividends and price, much like Rob Carrick's column, as evidence that as the dividend grows, so does the price. This is the secret of what we doit is a double double. Income goes up, capital grows too. $50 gets you access to over 40 years of research. **dividendgrowth.ca** will, most likely, remain open into 2024. There will be the usual big CAGR dividend and price. data sheet in December 2023. The first part of this research was featured in Rob Carrick’s Saturday August 19 column in the Report on Business. 
 +  * 
  
 +To hook you up for access our daughter Denise needs: 
 + 
   * 1. A postal code for your initial password (caps and a space) and    * 1. A postal code for your initial password (caps and a space) and 
  
   * 2. An email address for automatic notification you when the access process is completed.    * 2. An email address for automatic notification you when the access process is completed. 
  
-If you are paying by cheque be sure to include your e-mail address so we can set up your access. Cheques payable to Denise Emanuel. 
-  * Folks who renewed or paid for 2018 are covered for 2019 also. 
      
-New access and late 2018 renewals at $50 can be handled either by:+New access at $50 is handled by Denise):
  
 Denise Emanuel Denise Emanuel
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 Toronto, ON M4E 3N3  Toronto, ON M4E 3N3 
  
-denise@dividendgrowth ca +denise@dividendgrowth.ca 
  
-or +E-transfers are handled by Denise 
 + 
 +  * 
  
 Tom Connolly's address: Tom Connolly's address:
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-Tom (temporary) e-mail: connolly@kingston.net +Tom e-mail: connolly@kingston.net
  
-E-transfers for renewals can be arranged by e-mail with Denise also. 
  
 +E-transfers are arranged by e-mail with Denise also. 
  
-Any current Connolly Report issue (a summary of blog from the previous three months) is available for a $10 bill (cheques are not legal tender) from our Louise Connolly, 607 - 185 Ontario St., Kingston ON **K7L 2Y7**The last printed report was December 2018. Three back issues a $20 bill+(If you would still prefer to pay by cheque be sure to include your e-mail address so we can set up your access and notify you with an automated e-mail when access is set upCheques payable to Denise Emanuel.)
  
 White Page topics inside dividendgrowth.ca: White Page topics inside dividendgrowth.ca:
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   * Why we achieve significantly better results than average   * Why we achieve significantly better results than average
   * Dividend growth investors think differently   * Dividend growth investors think differently
-  * ETFs another view+  * ETFs another view  
 +  * RRIF → continued wealth building with growing yields driving price
   * Yields speak as a valuation indicator   * Yields speak as a valuation indicator
   * Individual dividend growth portfolios outperform    * Individual dividend growth portfolios outperform 
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-  ♦ Which stocks do we select? The companies with at least a decade of steadily growing earnings and dividends. An initial yield of 4% or so, remember, plus dividend growth of 8% or so (the average of our lists) gives us 12% . . . eventually. As best you can, forget about fluctuating prices. Realize your income and capital are growing behind the current turmoil.+  ♦ Which stocks do we select? The companies with at least a decade of steadily growing earnings and dividends. An initial yield of 4% or so, remember, plus dividend growth of 5% or so (the average of our lists) builds us to 12% . . . eventually. As best you can, forget about fluctuating prices. Realize your income and capital are growing behind the current turmoil.
  
 DIVIDEND GROWTH INVESTING: DIVIDEND GROWTH INVESTING:
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 The information and opinions on this site must not be considered investment advice. The information is intended to be for educational purposes. I used to teach Business. I never was, nor ever will be, an investment advisor. No particular security or investment product is recommended or has ever been recommended. I supply some data, you blend this with information from other trusted sources, then __you__ make the decisions. Opinions can change without notice. Opinions offered here can never be a substitution for independent analysis and due diligence. This site may contain forward-looking statements. Your guess as the future value of any security is as good as mine. Forecasting is dangerous enterprise. There are risks involved with investing. As Peter L. Bernstein says in //Against the Gods//, "Investors must expect to lose occasionally on the risk they take. Any other assumption would be foolish." p. 284  The information and opinions on this site must not be considered investment advice. The information is intended to be for educational purposes. I used to teach Business. I never was, nor ever will be, an investment advisor. No particular security or investment product is recommended or has ever been recommended. I supply some data, you blend this with information from other trusted sources, then __you__ make the decisions. Opinions can change without notice. Opinions offered here can never be a substitution for independent analysis and due diligence. This site may contain forward-looking statements. Your guess as the future value of any security is as good as mine. Forecasting is dangerous enterprise. There are risks involved with investing. As Peter L. Bernstein says in //Against the Gods//, "Investors must expect to lose occasionally on the risk they take. Any other assumption would be foolish." p. 284 
  
-Copies of the Connolly Report are available at the Cobourg Public Library, the main North York Public Library on Yonge Street (way up in what I used to call Willowdale, before highway 401 went in...I grew up in Lawrence Park (north Toronto) and started my education at Blythwood Public School, the West Vancouver library on Marine Drive, the Guelph library and The National Library of Canada +Copies of the Connolly Report were available at the Cobourg Public Library, the main North York Public Library on Yonge Street (way up in what I used to call Willowdale, before highway 401 went in...I grew up in Lawrence Park (north Toronto) and started my education at Blythwood Public School, the West Vancouver library on Marine Drive, the Guelph library and The National Library of Canada 
  
-**My retirement plan** is very simple. When they are reasonably priced, I buy common stocks of companies which have a good record of increasing dividend payments and hold them and hold them for the rising income.+**My retirement plan** is very simple. When they are sensibly priced, I buy common stocks of companies which have a good record of increasing dividend payments and hold them and hold them for the rising income.
  
 Can you think of a better retirement asset? Growing income. And no MER. And no maintenance or maturity date. I don't understand why people switch to bonds in retirement. Have you ever known a bond to increase its interest rate? I don't buy bonds, or G.I.C.s. I seek to produce consistent returns from individual dividend-paying common stocks rather than risk the chance of stellar gains that might come with go-go stocks. Can you think of a better retirement asset? Growing income. And no MER. And no maintenance or maturity date. I don't understand why people switch to bonds in retirement. Have you ever known a bond to increase its interest rate? I don't buy bonds, or G.I.C.s. I seek to produce consistent returns from individual dividend-paying common stocks rather than risk the chance of stellar gains that might come with go-go stocks.
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 How dependable are the dividends, you ask? Well, I only buy stocks of companies which have solid earnings, electrical utilities, pipelines, banks, and food retailers mostly. And further, I want companies which have paid dividends for a least a decade, preferably more: 20 years is a good standard. Dividends are surer than capital gains. The idea of growing income is so simple. I don't understand why more folks don't do it. Think about these ideas. How dependable are the dividends, you ask? Well, I only buy stocks of companies which have solid earnings, electrical utilities, pipelines, banks, and food retailers mostly. And further, I want companies which have paid dividends for a least a decade, preferably more: 20 years is a good standard. Dividends are surer than capital gains. The idea of growing income is so simple. I don't understand why more folks don't do it. Think about these ideas.
  
-Increasing income is the key. Say you are 50. Assume further that you buy a common stock with a 5% yield and that over the next few decades the dividend grows at 4% a year. By the time you are 69, you could be getting over 12% on your money. Consider this too: if the common stock with the growing income is in your RRIF, you might not ever have to touch the original capital in your RRIF. Whether the market goes up or down in the short term is irrelevant. The growing dividends can supply a good portion of your retirement income and, in most cases, your capital grows along with the dividend. I've been retired twenty years and withdrawing from my RRIF for five years. Not only is my original capital still intact, it has more doubled. The 4% maximum withdrawal rule, often touted by planners, does not apply provided you set up your dividend growth strategy well before retirement+Increasing income is the key. Say you are 50. Assume further that you buy a common stock with a 5% yield and that over the next few decades the dividend grows at 4% a year. By the time you are 69, you could be getting over 12% on your money. Consider this too: if the common stock with the growing income is in your RRIF, you might not ever have to touch the original capital in your RRIF. Whether the market goes up or down in the short term is irrelevant. The growing dividends can supply a good portion of your retirement income and, in most cases, your capital grows along with the dividend. I've been retired twenty four years and withdrawing from my RRIF for eleven years. Not only is my original capital still intact, it has more doubled. The 4% maximum withdrawal rule, often touted by planners, does not apply provided you set up your dividend growth strategy well before retirement. Think closer to a 5% figure.
 Some sixty Canadian companies increase their dividends each year: learn which companies, understand dividends, discover the ramifications of dividend increases. Dividend-paying common stocks are safer. Some companies have had double digit dividend growth for years. You'll be delighted when you discover the essence of the dividend growth investing strategy. Some more information on this retirement strategy will be available at dividendgrowth.ca from time to time. Some sixty Canadian companies increase their dividends each year: learn which companies, understand dividends, discover the ramifications of dividend increases. Dividend-paying common stocks are safer. Some companies have had double digit dividend growth for years. You'll be delighted when you discover the essence of the dividend growth investing strategy. Some more information on this retirement strategy will be available at dividendgrowth.ca from time to time.
 Here's why you have to get out of mutual funds, not be put into ETFs and learn to invest on your own. "Between 1984 and 2002, the stock market index made returns of 12.2 per cent a year. The average mutual fund investor made 2.6 per cent." Hard to believe, eh! Margaret Wente, Globe and Mail p.A23 December 11, 2003  Here's why you have to get out of mutual funds, not be put into ETFs and learn to invest on your own. "Between 1984 and 2002, the stock market index made returns of 12.2 per cent a year. The average mutual fund investor made 2.6 per cent." Hard to believe, eh! Margaret Wente, Globe and Mail p.A23 December 11, 2003 
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